Hobbies and interests
Spanish
Music
Cooking
Baking
Tennis
Animals
Crafting
Cleaning
Art
Makeup and Beauty
Learning
Zumba
Writing
Walking
True Crime
Teaching
Self Care
Beach
Badminton
Dance
Exercise And Fitness
Reading
Tragedy
Romance
Family
Young Adult
True Story
Spirituality
Social Issues
Short Stories
Self-Help
Religion
Law
Psychology
Childrens
I read books daily
Melanie Caraballo
2,375
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Finalist1x
WinnerMelanie Caraballo
2,375
Bold Points1x
Finalist1x
WinnerBio
As a driven and community-minded individual, I am passionately pursuing a degree in Business Finance to contribute to the growth and prosperity of my community's economy. Growing up in Jersey City, I witnessed firsthand the challenges faced by local businesses and families in achieving financial stability. This ignited my desire to pursue a career path that would enable me to make a meaningful difference and help create opportunities for others.
My dream is not only to succeed personally but also to uplift my family and serve as a source of inspiration for others. Coming from a humble background, I have witnessed the sacrifices my parents have made to provide for our family. Their resilience and determination have instilled in me a strong work ethic and a deep sense of gratitude. I am committed to pursuing my education and achieving success, not only for myself but also to repay their unwavering support and dedication.
With a degree in Business Finance, I aspire to leverage my knowledge and skills to support local businesses, promote economic growth, and empower individuals to achieve financial security. Whether through entrepreneurship, investment strategies, or community development initiatives, I am dedicated to making a positive impact and fostering a brighter future for generations to come.
Education
Rutgers University-Newark
Bachelor's degree programMajors:
- Economics
- Finance and Financial Management Services
William L Dickinson High School
High SchoolMiscellaneous
Desired degree level:
Doctoral degree program (PhD, MD, JD, etc.)
Graduate schools of interest:
Transfer schools of interest:
Majors of interest:
- Business, Management, Marketing, and Related Support Services, Other
- Psychology, General
- Economics
Career
Dream career field:
Financial Services
Dream career goals:
Associate
1Huddle2023 – 2023
Sports
Tennis
Varsity2022 – 20242 years
Badminton
Club2022 – 20242 years
Research
Journalism
Dickinsonian — member2023 – 2024
Arts
Free dance
Dance2022 – 2024
Public services
Volunteering
All starts program2023 – Present
Future Interests
Advocacy
Politics
Volunteering
Philanthropy
Entrepreneurship
Harry & Mary Sheaffer Scholarship
I believe that empathy and understanding are the foundation of a stronger and more connected global community. Having grown up in the Dominican Republic and later moved to the United States, I have had the privilege of experiencing different cultures and perspectives firsthand. This has deeply influenced the way I approach both my personal and professional life. My unique talents and skills have been shaped by my upbringing, academic pursuits, and my passion for helping others. I aim to use these qualities to foster empathy, encourage understanding, and bridge divides in both local and global contexts.
One of my most valuable skills is the ability to listen attentively. Growing up in an immigrant family, I’ve often been the bridge between two cultures—translating not just languages but also values and experiences. I’ve seen how powerful it is to listen without judgment, to truly hear someone’s story before forming an opinion. This skill of active listening has not only helped me connect with people on a deeper level but also allowed me to offer thoughtful support and guidance. I plan to use this skill in my future career, particularly in finance and economics, to understand the unique challenges faced by marginalized communities. By listening to their concerns, I can develop tailored solutions that address their specific needs and create opportunities for them to thrive.
Another talent I bring to the table is problem-solving. Through my studies in economics and finance, I have honed my ability to analyze complex situations, identify underlying issues, and devise practical solutions. This skill will be invaluable in my efforts to foster global understanding. I want to apply these problem-solving skills to economic development, particularly in low-income communities and emerging markets. By addressing economic inequalities and helping people access the resources they need, I can contribute to creating a more equitable world. I believe that when people’s basic needs are met, they are more likely to be open to understanding and empathizing with others, creating a ripple effect of kindness and support.
Additionally, I’m passionate about education and its transformative power. Throughout my academic journey, I’ve witnessed the ways in which knowledge can open doors and break down barriers. By teaching financial literacy and providing educational resources, I can empower individuals to make informed decisions that improve their lives. I’ve already had the opportunity to mentor younger students, helping them with their academic and career aspirations. By sharing my knowledge and experiences, I’ve seen how education can foster understanding, bridge cultural divides, and inspire empathy. I intend to continue this work in the future, creating initiatives that promote financial education and social responsibility.
In the long run, I hope to use my education and skills to advocate for policies that encourage economic inclusion and sustainable development. By working with governments, NGOs, and businesses, I aim to influence decisions that prioritize empathy and understanding, ensuring that all communities have access to the resources they need to succeed. This vision is rooted in my belief that when people understand each other’s struggles and needs, they are more likely to work together toward positive change.
Ultimately, I believe that empathy is the key to creating a global community where understanding, compassion, and collaboration can flourish. By using my talents and skills to empower others and foster understanding, I hope to contribute to building a world where everyone has the opportunity to succeed, regardless of their background or circumstances.
Future Leaders Scholarship
During my time as a first-year student in college, I was presented with an opportunity that allowed me to demonstrate exceptional leadership skills in a challenging academic environment. I had been elected as a peer mentor for incoming freshmen, a role that required not only academic knowledge but also the ability to support students facing the challenges of transitioning to college life. The experience pushed me to grow, both personally and professionally, and it taught me valuable lessons on leadership, empathy, and the importance of perseverance.
The challenge I faced was twofold: many of the freshmen I mentored were struggling to adjust to the demanding academic workload, while others faced social and emotional challenges as they navigated a new and unfamiliar environment. Some were from low-income families, just like me, and they felt the weight of not only academic pressure but also financial stress. I quickly realized that leadership in this context meant more than just offering academic support—it meant being an empathetic listener, offering guidance on time management and study habits, and providing reassurance to students who were feeling overwhelmed.
To address these challenges, I employed several leadership strategies. First, I made it a point to build trust with my mentees. I ensured that they felt comfortable sharing their concerns with me, creating an open and safe space for communication. I understood that many of them were struggling silently, so I prioritized active listening, allowing them to express their worries without fear of judgment. Once I had a clearer understanding of their concerns, I worked to provide tailored advice. For example, I offered tips on how to manage time effectively and balanced study schedules with self-care practices. Additionally, I shared my own experiences as a first-generation college student, explaining how I overcame similar challenges with determination and faith in myself.
Another key strategy I implemented was fostering a sense of community among my group of mentees. I organized study groups where students could collaborate and learn from each other, which not only helped them academically but also helped them develop supportive friendships. I encouraged them to share their strengths and weaknesses, which allowed them to lean on one another when needed. Through this, I was able to cultivate an environment of collaboration, where students understood the importance of supporting each other as they worked toward their goals.
The impact of this leadership experience was significant. Several of my mentees saw an improvement in their academic performance and emotional well-being. More importantly, many of them felt more connected to the college community and became involved in campus activities, which helped them develop a deeper sense of belonging. As a mentor, I felt incredibly fulfilled knowing that I had made a meaningful difference in the lives of my peers.
Looking ahead, I plan to apply the leadership skills I developed as a peer mentor to my future career. As I pursue a degree in finance and economics, I intend to take on leadership roles that allow me to use my skills to empower others. I hope to lead initiatives that promote financial literacy and economic empowerment, particularly for low-income communities. By using the strategies I’ve learned—listening, fostering collaboration, and providing tailored guidance—I will be able to help others navigate the challenges they face, whether in education, career development, or financial decision-making.
This experience has taught me that leadership is not just about directing others—it’s about serving, understanding, and empowering those around you. I look forward to continuing to apply these principles in my future career to make a positive difference in the world.
Charles B. Brazelton Memorial Scholarship
As a child, I dreamed of becoming a doctor. I admired the idea of being able to heal others and make a direct impact on people’s lives. I imagined myself in a white coat, helping the sick and making a difference in the world through medicine. Growing up in the Dominican Republic, I saw my family members and neighbors often struggle with health issues, but they lacked access to adequate healthcare. This drove me to believe that becoming a doctor was my way of giving back to my community and ensuring that people like my parents and extended family would not have to face such hardships.
However, as I grew older and transitioned into high school, I began to see the broader picture of the challenges people face, not only in terms of health but also in areas like financial stability, education, and community development. I realized that many of the obstacles people encounter in life were not solely health-related, but intertwined with economic systems that kept them from accessing the resources they needed to thrive. This realization led me to shift my focus from medicine to finance and economics. While my childhood dream of becoming a doctor no longer fully aligns with my current career path, the underlying desire to help others and improve lives has remained the same—it’s just evolved in a different direction.
Instead of directly helping people with their health, I now want to empower them through financial education and economic opportunity. I see how the lack of financial knowledge and access to resources limits people’s potential, especially in underserved communities. Growing up in a low-income immigrant family, I experienced firsthand how difficult it can be to navigate the financial system. My family worked hard, but financial constraints often left us with few opportunities to save, invest, or plan for the future. This experience sparked a desire in me to learn more about finance and economics—not just for my own benefit but to help others who face similar challenges.
Today, my career path is focused on using my education in finance and economics to make a broader impact. I want to work with low-income communities and small businesses, providing them with the financial tools and resources they need to grow, succeed, and build wealth. I aspire to create programs that offer financial literacy education and support policies that make financial services more accessible to everyone, regardless of their background. While my career goals have shifted from the medical field to finance, the core mission of improving people’s lives has stayed constant.
I believe that by pursuing a career in finance and economics, I can contribute to breaking cycles of poverty and creating long-term, sustainable change. In a way, this new career path allows me to heal communities—not through medicine, but by providing the financial knowledge and resources that can transform lives. This evolution of my childhood dream into a new vision for my future has strengthened my resolve and given me a sense of purpose that drives me every day.
Kayla Nicole Monk Memorial Scholarship
I chose to further my education in finance and economics because these fields offer the tools necessary to not only improve my own life but also make a meaningful impact on my community. Growing up in the Dominican Republic and later moving to the United States, I experienced firsthand the financial struggles of being part of a low-income immigrant family. My parents, despite their hard work and sacrifice, often faced barriers that limited their ability to navigate the financial systems in place. This gap sparked my desire to learn about finance and economics—to understand how these systems work and how to create opportunities for others who, like my family, face similar struggles.
When we first arrived in the U.S., I watched as my parents worked multiple jobs to support us, but despite their efforts, we still lived paycheck to paycheck. This experience, though difficult, gave me a sense of purpose. I became determined to understand how wealth is generated, how financial systems are structured, and most importantly, how I could leverage this knowledge to empower individuals in communities like mine. The lack of financial literacy and resources within low-income communities often leaves people unable to build wealth or make informed decisions about their finances. By pursuing a degree in finance and economics, I am striving to gain the knowledge needed to address these challenges and create a more equitable financial environment for others.
This scholarship is a pivotal opportunity for me to achieve this goal. As a first-generation college student, the financial burden of higher education is significant. Balancing part-time jobs, supporting my family, and excelling in my studies is no easy task. Receiving this scholarship would allow me to focus more intently on my academics without the constant worry of financial strain. It would also provide me with the opportunity to engage more deeply in community projects and internships, where I can gain practical experience in financial planning and economic development. This scholarship would give me the financial freedom to participate in programs that will enhance my learning and contribute to my long-term goal of using finance and economics to uplift underserved communities.
Moreover, this scholarship would allow me to further my career aspirations of working in financial services, economic policy, or small business development. By supporting my educational journey, this scholarship helps me build the skills necessary to advocate for economic reforms and financial literacy initiatives that can create lasting change. I want to develop programs that provide financial education to low-income families and small businesses, equipping them with the tools to manage finances, invest wisely, and ultimately build generational wealth.
In the future, I hope to use my education to advocate for policies that promote financial inclusion, ensuring that underserved communities have access to the same economic opportunities as others. This scholarship is not just an investment in my education—it is an investment in the positive changes I plan to bring to my community and beyond. Through this opportunity, I aim to equip others with the knowledge they need to transform their own financial futures.
Harriett Russell Carr Memorial Scholarship
A spirit of excellence is not something I strive for only in academic or professional pursuits—it’s a mindset that I carry with me in every aspect of my life. Growing up in a low-income immigrant family, I’ve learned that achieving excellence is not just about individual success but about making the most of every opportunity to grow and serve others. For me, excellence means giving my best, no matter the situation, and using my skills and resources to uplift those around me.
In my everyday life, I exemplify a spirit of excellence by setting high standards for myself and remaining committed to constant improvement. As a first-generation college student, I know that the challenges I face are not just personal—they reflect the experiences of many others who are working hard to build a better future. With this in mind, I approach every task, whether academic or personal, with discipline, focus, and determination. Whether I’m tackling a complex finance problem or helping a peer understand a challenging concept, I give my full effort to deliver the best outcome. I believe that excellence is not just about achieving perfection, but about putting in the effort and learning from every experience to continuously improve.
In addition to my academic commitment, I strive to be a positive influence within my community. I firmly believe that excellence also involves giving back, and I try to make a difference in the lives of others by sharing the opportunities I’ve been fortunate enough to receive. Whether it’s through volunteering, mentoring, or simply offering support, I believe in the power of service to create lasting change. One of the ways I give back is by helping others navigate the challenges I’ve encountered as a first-generation college student. I’ve been involved in mentoring high school students from underserved communities, helping them with college applications, scholarships, and career planning. I want them to see that success is possible, no matter where they start.
In my college community, I actively participate in organizations that focus on fostering inclusion, leadership, and social responsibility. I am involved with a financial literacy program that teaches low-income students about managing money, saving, and investing. By providing these essential skills, I aim to equip others with the tools they need to make informed decisions and create better futures for themselves and their families. Additionally, I volunteer at local community centers, assisting families in need of guidance and resources related to financial planning. These experiences have reinforced my belief that excellence is about using the knowledge and resources you have to help those who may not have access to the same opportunities.
Looking ahead, I am committed to continuing to embody a spirit of excellence in both my personal and professional life. I plan to use my education in finance and economics to support small businesses and underserved communities, providing them with the tools they need to thrive. I will also continue to mentor and give back to those who, like me, are striving to overcome obstacles. In everything I do, I aim to live out the principle that excellence is not just about personal achievement but about helping others rise with you.
By consistently striving for excellence and giving back to my community, I hope to leave a legacy of empowerment and inspire others to follow the same path of service and growth.
Jim Maxwell Memorial Scholarship
The opportunity to pursue higher education and build a meaningful career is deeply meaningful to me, as it represents the culmination of both personal sacrifices and the unwavering support of my faith. Growing up in the Dominican Republic and later moving to the United States, I faced numerous challenges. My family arrived with little more than the clothes on our backs, and as we adjusted to life in a new country, we encountered financial struggles, cultural barriers, and the daunting reality of starting over. However, through it all, my faith in God has been my constant source of strength, guiding me through the darkest times and illuminating the path toward success.
As the first in my family to attend college, the road has not been easy. I’ve juggled multiple part-time jobs, worked to support my family, and faced the pressure of excelling academically. There were moments when I doubted my ability to keep going. But I have always believed that God has a plan for me, and this belief has fueled my perseverance. It is through my faith that I have been able to find the courage to face obstacles head-on, even when the challenges seemed insurmountable. Whenever I faced moments of exhaustion or frustration, I turned to prayer for strength, knowing that with God by my side, I could overcome anything.
One of the most profound experiences in my life occurred during a time when I was on the verge of giving up. In my first year of college, I was struggling to balance academic demands, financial stress, and the emotional toll of being far from home. I felt disconnected from my family and overwhelmed by the pressures around me. It was then that I felt God’s presence in a very tangible way. I found a local church where I met a supportive community of people who became like family. Through their encouragement and the power of prayer, I found the strength to press on. That experience taught me that I am never alone, and no challenge is too great when I place my trust in God.
This faith has inspired me to pursue a career in finance and economics, not just for personal success, but to help others in my community. I want to empower individuals and families, especially those in low-income and immigrant communities, to overcome financial barriers and build better lives. I believe that education and financial knowledge are essential tools for breaking cycles of poverty, and I am determined to use my knowledge to uplift others. Through my work, I plan to develop programs that provide financial literacy and resources to those who are often excluded from economic opportunities.
As I continue my journey, I plan to lean on my faith to guide my actions and decisions. I believe that God has blessed me with the opportunity to help others, and I am committed to using my skills and education to make a positive impact. I know that success is not just about personal achievement, but about serving others and giving back. With faith as my foundation, I am confident that I can reach even greater heights and continue to be a source of strength and inspiration for others.
Faith has been the bedrock of my journey, and it will continue to be the guiding force that propels me toward future success and fulfillment.
Lucent Scholarship
My interest in finance and economics wasn’t born from a textbook or a classroom lesson—it stemmed from the experiences I had growing up in the Dominican Republic and later moving to the United States. Coming from a low-income immigrant family, I watched my parents work tirelessly, often in jobs that required long hours but didn’t provide the financial stability we needed to thrive. Their sacrifices laid the foundation for my drive, but it was a specific moment that solidified my passion for finance and economics.
When my family first arrived in the U.S., we faced many challenges. Adjusting to a new culture, language barriers, and financial struggles were just a few of the difficulties we encountered. I remember a time when my parents were unable to access the financial services they needed because they lacked the credit history or knowledge to navigate the system. Simple things like opening a bank account or applying for a loan were obstacles that left us feeling powerless and isolated. Watching my parents’ frustration sparked a curiosity in me: why was the financial system so difficult for people like us to navigate?
This curiosity soon grew into a passion. I began researching financial systems on my own, reading about how access to financial tools and knowledge could change the trajectory of someone’s life. I realized that finance and economics were not just about numbers and transactions—they were about people, decisions, and opportunity. I understood that financial literacy was key to breaking the cycle of poverty that often entraps immigrant families. I was determined to learn more, so I could help my family and others like mine overcome these barriers.
In high school, I had the opportunity to participate in a community project that further solidified my passion for finance. The project involved helping local small businesses in our neighborhood improve their financial practices. Many of the business owners were immigrants like my parents, struggling to manage their finances and grow their operations. I worked alongside a mentor, a financial advisor, to teach these business owners about budgeting, taxes, and financial planning. I saw firsthand how even small changes in their approach could make a significant difference in their ability to succeed.
One of the most memorable moments for me was when I helped a local bakery owner develop a simple budget plan. Before working together, the owner didn’t realize how much money was being lost due to disorganized financial practices. After implementing the plan, the business started seeing an increase in profits, and the owner was able to expand operations. This experience was a turning point for me. It wasn’t just about teaching finance—it was about empowering people to take control of their lives and create a better future.
That project made me realize how much I wanted to use my knowledge of finance and economics to help others in similar situations. It ignited a passion to pursue higher education in these fields, so I could create broader solutions that would help immigrant families and small businesses thrive.
The more I learn about finance and economics, the more I am convinced that these fields offer the tools to not only improve individual lives but also create systemic change. My ultimate goal is to develop financial literacy programs and work with underserved communities to ensure that everyone has the knowledge and resources to succeed. This is the legacy I hope to create—one where financial empowerment becomes a pathway for achieving dreams, no matter one’s background.
Phoenix Opportunity Award
Being a first-generation college student has profoundly shaped not only who I am but also the career goals I have set for myself. Growing up in a low-income immigrant family, I witnessed the challenges my parents faced as they navigated life in a new country with limited resources and no formal education. Their sacrifices gave me the opportunity to pursue higher education, and I am determined to honor their efforts by creating opportunities for others who face similar struggles.
As the first in my family to attend college, I’ve had to navigate uncharted territory. From understanding financial aid processes to balancing work and school, every step of this journey has taught me resilience and resourcefulness. These experiences have inspired me to pursue a career in finance and economics—a field where I can directly address the systemic challenges that affect underrepresented and low-income communities.
My goal is to use my education to bridge the gap between financial systems and those who are often excluded from them. I want to design and implement programs that teach financial literacy to families like mine, giving them the tools to save, invest, and build wealth. Additionally, I aim to support small businesses in underserved communities, helping them access resources and achieve sustainable growth. By empowering individuals and businesses, I hope to contribute to breaking cycles of poverty and fostering economic stability.
Being a first-generation college student has given me a unique perspective on the importance of accessibility and equity. I understand the barriers that prevent people from reaching their potential, and I am passionate about creating solutions that remove those obstacles. My career goals are not just about personal success; they are about using my position to give back and make a tangible impact.
Ultimately, I want to inspire others who come from similar backgrounds to dream big and pursue their goals, no matter how insurmountable they may seem. Being a first-generation college student is both a responsibility and a privilege, and it has instilled in me a deep commitment to leaving a legacy of empowerment, opportunity, and hope.
John Young 'Pursue Your Passion' Scholarship
Choosing to study finance and economics was not a decision I made lightly—it was one shaped by personal experiences, observations, and a deep desire to create meaningful change in my community. Growing up in the Dominican Republic and later moving to the United States, I witnessed the profound impact of financial literacy—or the lack of it—on individuals and families. I saw hardworking people, like my parents, struggle to make ends meet despite their determination and resilience. These experiences fueled my passion to understand the systems and strategies that drive economic success and to use that knowledge to empower others.
Finance and economics appeal to me because they are not just about numbers—they are about people, decisions, and opportunities. I’ve seen how access to financial education and resources can transform lives. Yet, for many in low-income and immigrant communities, these opportunities feel out of reach. This disparity has driven my commitment to learning as much as I can about these fields so that I can bridge the gap for others.
My personal goal is to use my education to create programs and initiatives that provide financial literacy training to underserved communities. I want to teach individuals how to save, invest, and build wealth—skills that are crucial for breaking the cycle of poverty. Additionally, I aim to work with small businesses, many of which are owned by immigrants, to help them access resources, navigate complex systems, and thrive in competitive markets. These efforts will not only empower individuals but also strengthen entire communities by fostering economic growth and stability.
What motivates me most is the belief that economic empowerment is a key to social equity. Growing up in a low-income family, I experienced the challenges of limited resources and opportunities. But these challenges also gave me resilience, adaptability, and a strong work ethic. They taught me the value of perseverance and ignited a desire to ensure that others do not face the same barriers I did.
Professionally, my dream is to work in a role that combines financial expertise with community impact—perhaps as a financial analyst, policy advisor, or entrepreneur. Ultimately, I aspire to advocate for systemic changes that make financial tools and education accessible to everyone, regardless of their background.
My decision to pursue finance and economics is deeply personal, rooted in the desire to honor my parents’ sacrifices and uplift the communities that shaped me. I believe that with the right knowledge and support, people can achieve incredible things. My passion for this field is not just about personal success; it’s about creating opportunities for others and leaving a lasting legacy of empowerment and equity.
Through my education and career, I hope to inspire others to dream big and to believe that no obstacle is insurmountable. For me, finance and economics are not just fields of study—they are the means by which I hope to make a difference in the world.
Kristinspiration Scholarship
Education has always been more than a personal achievement to me—it is a transformative tool, a doorway to opportunities that can change not only one life but an entire community. Coming from the Dominican Republic and growing up in a low-income immigrant family, I have seen firsthand how the lack of education can limit opportunities. My parents worked tirelessly to provide for us, sacrificing their comfort so that my siblings and I could dream beyond the circumstances we were born into. Their sacrifices taught me that education is a gift, one that holds the power to break cycles of poverty and open doors to a better future.
For me, education is more than learning facts and theories; it is about discovering the potential within myself and finding ways to make a difference in the world. As a first-generation college student pursuing dual degrees in finance and economics, I have come to understand how deeply education impacts lives. It is the key to unlocking financial literacy, economic empowerment, and systemic change. These fields have given me the tools to not only better my own life but also uplift those in my community who face the same struggles my family did.
My educational journey has not been without challenges. Balancing part-time jobs, supporting my family, and navigating the complexities of being a first-generation college student have been daunting at times. There were moments when I questioned whether I was capable of meeting the expectations placed upon me. But each obstacle I overcame reaffirmed my commitment to this path. Through resilience, determination, and the support of mentors and loved ones, I have grown stronger. These experiences have taught me that education is not just about individual success—it is a way to create lasting change.
The legacy I hope to leave is one of empowerment. I want to inspire others to see education as a bridge to their dreams, regardless of the challenges they face. My ultimate goal is to use my knowledge in finance and economics to make a tangible impact. I dream of creating programs that teach financial literacy to low-income families, helping them save, invest, and build generational wealth. I want to support small businesses in underserved communities, providing them with the tools to succeed and contribute to local economies. Beyond that, I aspire to advocate for policies that promote equity, ensuring that everyone, regardless of background, has access to the resources they need to thrive.
More personally, I hope to be a role model for younger generations, particularly those who come from immigrant or low-income families. I want them to see that their circumstances do not define their potential. I want them to know that with determination and education, they can achieve more than they ever imagined.
Education is important to me because it represents possibility, progress, and the power to create change. My journey is not just for me—it is for my family, my community, and all those who will come after me. The legacy I hope to leave is one of hope, opportunity, and empowerment, proving that through education, we can build a brighter and more equitable future.
NE1 NE-Dream Scholarship
My story begins in the Dominican Republic, where I grew up surrounded by vibrant culture, strong family bonds, and dreams that seemed just out of reach. My parents, driven by an unwavering hope for a better future, made the difficult decision to move our family to the United States. With little more than determination, they left behind the familiar to provide my siblings and me with opportunities they never had.
Coming to the U.S. was a turning point in my life. The move brought both hope and hardship. I vividly remember the struggles my family faced—language barriers, financial difficulties, and the challenge of building a new life from the ground up. Yet, through it all, I saw my parents’ resilience. Their sacrifices taught me the value of hard work and ignited my desire to make the most of every opportunity.
Today, I am pursuing dual degrees in finance and economics, fields that align closely with the dreams I have for myself and my community. My goal is to create opportunities for others, particularly those in low-income and immigrant communities, who face challenges similar to those I’ve encountered. I dream of empowering individuals with financial knowledge, helping families break free from the cycle of poverty, and building systems that promote equity and prosperity.
This dream is personal for me. I’ve seen the impact that a lack of financial literacy and resources can have on families like mine. I’ve watched as hardworking individuals struggled to navigate a system that often feels stacked against them. My passion for fulfilling my dreams stems from a desire to change this narrative. I want to ensure that others have the tools and knowledge they need to succeed.
Pursuing higher education has been one of the most challenging yet rewarding experiences of my life. As a first-generation college student from a low-income family, I’ve had to navigate unfamiliar systems while balancing financial responsibilities, part-time jobs, and academic demands. There were moments when the weight of it all felt overwhelming. But these challenges have also shaped me. They have taught me resilience, time management, and the power of persistence. Each obstacle I’ve overcome has brought me closer to my goals and strengthened my resolve to give back to others.
What drives me most is the belief that education is a tool for transformation—not just for individuals, but for entire communities. My dream extends beyond personal success; I want to be a catalyst for change. I envision creating financial literacy programs, working with small businesses to help them thrive, and advocating for policies that close economic disparities. My education is not just a means to an end; it is the foundation upon which I plan to build a legacy of empowerment and opportunity.
In the end, my story is one of resilience, determination, and hope. It is a story of turning challenges into opportunities and using those opportunities to create a brighter future—not just for myself, but for everyone whose path I can help illuminate. My dreams are my way of honoring my family’s sacrifices and ensuring that their journey was not in vain.
Pierson Family Scholarship for U.S. Studies
My journey began in the Dominican Republic, where I was raised in a family that valued hard work and resilience. My parents sacrificed endlessly to provide for us, often prioritizing our future over their own needs. When we moved to the United States, we carried little more than hope and determination. Adjusting to a new country was daunting. We faced language barriers, financial struggles, and the challenges of building a life from scratch. But within those difficulties lay my greatest source of inspiration: my parents’ unwavering belief in the power of education.
As I grew older, I realized that education was not only a pathway to opportunity but also a tool for empowerment. Watching my parents work tirelessly in low-wage jobs fueled my desire to create a better future—not just for myself, but for my community. This passion led me to pursue higher education, and today, I am working toward dual degrees in finance and economics. These fields resonate with me because I have witnessed firsthand how financial literacy and access to economic resources can transform lives. My goal is to use my knowledge to uplift underrepresented communities, particularly immigrant families like mine, who often lack the resources to thrive.
One of the most significant challenges I have faced was navigating the educational system as a first-generation college student. Coming from a low-income family meant that I had to balance multiple part-time jobs while maintaining my academic performance. At times, it felt overwhelming—juggling coursework, supporting my family, and managing financial responsibilities. There were moments of self-doubt when I questioned whether I could keep going. But this challenge taught me perseverance and time management. It also deepened my empathy for others who face similar struggles, inspiring me to mentor younger students in my community to help them overcome barriers to education.
Among the many people who have inspired me, my mother stands out as my greatest role model. Despite the obstacles she faced as an immigrant, she remained steadfast in her commitment to her family’s well-being. She taught me the importance of resilience and the value of hard work. Her sacrifices remind me daily of why I am pursuing my dreams—not just for myself, but to honor her dedication and create a legacy of opportunity for future generations.
After graduating, I plan to use my degrees in finance and economics to drive meaningful change. I hope to establish programs that teach financial literacy to low-income families, helping them build generational wealth and escape the cycle of poverty. I also aim to work with small businesses, providing them with the tools and resources to thrive in competitive markets. Beyond this, I want to advocate for economic policies that promote equity and empower marginalized communities.
My journey as an immigrant student has not been easy, but every challenge has shaped me into the person I am today. It has given me resilience, a deep sense of purpose, and a commitment to making a difference. I am determined to use my education not only to achieve personal success but also to create opportunities for others, ensuring that no one’s potential is limited by their circumstances.
Goobie-Ramlal Education Scholarship
As a child growing up in the Dominican Republic, I often heard my parents talk about the United States as a land of opportunity. They dreamed of a better life for our family, a place where hard work could create possibilities that felt out of reach back home. When we finally made the journey, I was filled with a mix of hope and fear. Leaving behind everything familiar—the warm embrace of family, the vibrant culture, and the comfort of knowing my roots—was not easy. But my parents’ determination to create a brighter future for me became my greatest source of strength.
As a college student pursuing degrees in finance and economics, I see how far we’ve come and how much further I want to go. College is challenging for anyone, but for me, it has been a test of perseverance. Coming from a low-income immigrant family, I’ve faced obstacles that often felt insurmountable. Simple things like buying textbooks, balancing work and study, or even finding the time to breathe amidst endless responsibilities have reminded me of the steep climb I’m on. Yet, every struggle has deepened my resolve.
Education is more than a personal achievement, is a tool for empowerment. As I study finance and economics, I think about the gaps in financial literacy and access to resources that disproportionately affect communities like mine. I think about my parents, who worked tirelessly to provide for us, but often lacked the tools to make the most of their sacrifices. I think about neighbors who struggle to build businesses or plan for their future because they lack the financial knowledge or support they need. These reflections drive my ambition to not only succeed academically but to turn my success into a source of change.
My dream is to use my education to uplift underrepresented communities, starting with my own. I want to create programs that teach families how to save, invest, and build generational wealth—knowledge that has been out of reach for too many for far too long. I want to work with small business owners to help them thrive, knowing that their success creates jobs and strengthens the community. And ultimately, I want to advocate for policies that close economic disparities, ensuring that no one’s potential is limited by their circumstances.
The road to these goals is not easy, but my experiences have taught me the value of perseverance. Each late-night study session and all the moments of self-doubt have pushed me to grow in ways I never imagined. They have also given me a deep sense of empathy and a desire to make a difference for others who feel trapped by their challenges.
Thinking about the future, I don’t just see myself as an individual succeeding in finance or economics. I see a chain reaction—one person’s achievements sparking hope and opportunities for others. I see a young girl from a low-income family realizing that she, too, can make it to college. I see a struggling entrepreneur learning how to make their business thrive. I see families breaking free from the cycle of poverty.
Being a college student from an immigrant family has shaped me in ways I could never have predicted. It has taught me resilience, resourcefulness, and the power of hope. These lessons are not just mine to hold; they are meant to be shared with the world. With every step I take, I carry my family’s sacrifices, my community’s struggles, and my dreams for a better future. And with that, I move forward—not just for myself, but for all those who are counting on me to succeed.