Losing a loved one is a heartwrenching experience that I would not wish even on my worst enemy. Moreover, it is like having the rug swept from under you losing someone close unexpectedly. We make plans for the day and do not think twice about how those plans can be taken away in the blink of an eye. I never thought much about it myself, until I was faced with the shock and undeniable truth of my cousin’s death. I do not think anyone thinks about tragedy until they are faced with shocking news. In the grand scheme of things, life becomes more meaningful after such loss. It is amazing how we take life for granted. The tragedy never goes away. You just learn how to cope with it and keep moving on. My cousin was full of optimism and very charismatic. He was so personable and in tune living his life consciously. I remember we had planned to attend the University of Central Florida in Orlando together, although he was a couple of years older than me. I remember how close we were, and unfortunately, he died in a car accident. Even to this day, I still process the pain, and I know he is in heaven looking down on me. You can imagine being a kid having to accept such a tragic loss at an early age which has transformed my perceptions of life. It was not easy overcoming it, and I have grown more. I am more appreciative of everything I have in life whether it is friends or family members. Life is made up of what happens, and how we choose to respond to it is in our control. 2020 has been so unprecedented in more ways than we ever anticipated, and we have learned to adjust accordingly despite the devastating loss we have endured collectively. Furthermore, there are many things that I will remember of 2020 taking into consideration the needless deaths, Economics hardships, and divisiveness. I will never forget getting the news as I was studying for a final exam when my mother phoned to inform me of my Auntie's death. I crumbled and broke into pieces because she had raised most of her life. I could manage to deal with any inevitability of life when it comes to death but not this. The worst-case scenario was being unable to attain her funeral because of travel restrictions overseas due to Coronavirus. The end of the world was near at that point, but I had to be calmed and composed because I still had to go on with my life. I had made promises to her for which I did not have times to deliver and show any gratitude. Overall, I intend to live life purposefully, consciously, as my cousin and Aunt have instilled in me, and they are with me wherever I am in spirits. I would not be the man I have become and continue to be without their inspiration and wits. I am grateful for your philanthropic aids, and this scholarship would help me tremendously.

It is fascinating to grasp the idea of how the US is incarcerating minorities at an unprecedented rate higher than the rest of the world while representing 5 percent of the global population according to the statistics. I think mass incarceration has been continuously plaguing Americans for so many years. As a result, lives have been ruined by the stigma around drug addicts and drug charges. Also, money lined the pockets of the greedy monsters who make money to keep mostly minorities behind bars because this has become a highly profitable business. The detrimental impact of incarceration is disproportionately felt by black families all over the country as we are being punished harsher than whites for the same crimes committed. I think I have been affected indirectly having to experience or constantly had been bombarded by those entrenched negative images of how black men are being portrayed in the media. Crime and punishment seem to be unsophisticated matters. After all, if someone takes part in a crime, then they should have to suffer the consequences and be prosecuted to the full extent of the law evenly no matter the racial ethnicity. But as I dig deeper and it is clear that crime and punishment are multidimensional problems that stem from racial prejudice justified by age-old perceptions and beliefs about African Americans. The United States has a dual criminal justice system that has helped to maintain the economic and social hierarchy in America, based on the subjugation of blacks. Public policy, criminal justice actors, society and the media, and criminal behavior have all played roles in creating what sociologists call the hyper incarceration of black men. I have been fortunately lucky to avoid those systematic insurmountable challenges I face by the grace of God and I am extremely cautious. We are acknowledging that more people are putting a light on the issue and I think more can be done to address those deeply trouble problems. I feel a sense of obligation to be part of the solution however I can and I'm currently doing that. I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite the constant obstacles I face. My name is Jerry and I graduated from a community college with a 3.03 GPA. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. One of my educational goals is breaking the generational barrier of being the first generation to be graduated from my family set up an excellent example for my younger siblings.

I do not like to engage in any discussion which seems self-centered. my story is pretty simple, I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite the constant obstacles I face. My name is Jerry and I graduated from a community college with a 3.03 GPA. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. One of my educational goals is breaking the generational barrier of being the first generation to be graduated from my family set up an excellent example for my younger siblings. I have always been passionate about business and economic through reading books. I aspire to be in the financial industry and possibly being an investor at some point whether it is private or public. I believe investments are very challenging in terms of delivering acceptable returns and I also want to write autobiographies or memoirs when I get older as I acquire more experiences and wisdom. Ultimately, I have what I think is a solid plan which is to go to UCF trying to obtain my diploma in business. Moreover, extracurricular activities will be part of my experience at UCF such as joining different organizations and clubs. My long-term goal is to have hedge funds that mostly focus on technological companies disrupting the world. I think investment vehicles like Kattie Wood make huge impacts in the world. I can certainly emulate her approach to incorporate into my styles of investments and be part of disruptive technologies. There's is rapidly moving forwards in many technological industries and we are advancing at an unprecedented pace. For example, we did not anticipate coronavirus and we have learned to adjust accordingly. I have been working on myself positively and be somewhat helpful to others as much as I can. I am more attentive and more focused and figure out different tactics to overcome my fear, struggles, and impediments.

I do not like to engage in any discussion which seems self-centered. my story is pretty simple, I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite the constant obstacles I face. My name is Jerry and I graduated from a community college with a 3.03 GPA. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. One of my educational goals is breaking the generational barrier of being the first generation to be graduated from my family set up an excellent example for my younger siblings. I have always been passionate about business and economic through reading books. I aspire to be in the financial industry and possibly being an investor at some point whether it is private or public. I believe investments are very challenging in terms of delivering acceptable returns and I also want to write autobiographies or memoirs when I get older as I acquire more experiences and wisdom. Ultimately, I have what I think is a solid plan which is to go to UCF trying to obtain my diploma in business. Moreover, extracurricular activities will be part of my experience at UCF such as joining different organizations and clubs. My long-term goal is to have hedge funds that mostly focus on technological companies disrupting the world. I think investment vehicles like Kattie Wood make huge impacts in the world. I can certainly emulate her approach to incorporate into my styles of investments and be part of disruptive technologies. There's is rapidly moving forwards in many technological industries and we are advancing at an unprecedented pace. For example, we did not anticipate coronavirus and we have learned to adjust accordingly. I have been working on myself positively and be somewhat helpful to others as much as I can. I am more attentive and more focused and figure out different tactics to overcome my fear, struggles, and impediments.

The changing environments throughout history and economic hardships or political turmoil have caused the migration of thousands of families out of their homelands. Most of those decisions are made under duress without considering the physical and psychological challenges we encounter upon arriving. My parents were hoping to provide my brother and me with a brighter future by moving to the US, the country known for possibilities. I still remember vividly the day I left and how hard it was. Through tears, I said goodbye to friends and relatives whom I cherished. Moving to America was quite a challenge as I attempt to be assimilated. Moreover, it felt like a complete culture-shocked navigating through the systems and adjusting accordingly. I recalled going to High School struggling to express my thoughts concisely and being made fun of by native speakers. I have been all sorts of names and have had to compete for low-wage jobs. Translated my education was difficult to the American system. I know of individuals who have obtained a Bachelors in their own country, this educational level does not effectively translate to American education, due to a lack of standards and knowledge. This, in particular, has created large problems within our country, where immigrants with a lot of valuable education are working in low-level jobs, rather than more effectively contributing to the communities we live in. I think it is time-consuming to learn a new culture in its entirety and not face a language barrier within the process. Those experiences somehow shape my life and I compensate for the lack of understanding of certain issues by reading books. Reading has become my coping mechanism through which I deal with my problems. Those are inevitables problems and I have developed thick skins to accommodate. I see those complex issues as a way for me to be wiser. I am so immensely grateful for being alive and exercising my dreams. This scholarship would be greatly beneficial to me in terms of covering expenses such as books, food, and current collections which prevent me from signing up for classes at UCF. I am going to attend UCF in Orlando to obtain my bachelor's degree. Overall, my future will not be guaranteed by my past, and I will be moving forwards regardless.

Please tell us a bit about yourself. What do you hope to achieve in your life, and how are you preparing yourself to achieve it? To start, I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite the constant obstacles I face. My name is Jerry and, I graduated from a Community College with a 3.03 GPA. The financial courses that I have taken have provided valuable lessons that I can apply to my life to better myself economically and grow. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. As a college student, financial stability is mostly the challenge that I encounter daily to cover basic expenses. In my first two years at college, I have had to make decisions that my younger self could not have imagined: Go to class or be able to afford to eat. Unfortunately, this is the reality that I, and many students from low-income families, face. It is tougher for low-income students like me unfortunately because we cannot afford to work unpaid internships. And I hope sometimes that my professors understand when I must miss class so I can go to work. There is an erroneous belief that the younger generation is lazy and entitled, but I do not think that people understand the amount of pressure we are under. We are overworked and underpaid while trying to better our lives, or even just to make ends meet. I would love for universities and employers to recognize our hard work and meet us halfway so that we can achieve our dreams. I mean rich or poor, no students seem to be immune to money problems in their eyes. There has been well off students whom for some reasons have fallen prey to money issue due to their parents losing jobs or sick. Therefore, I attempt to make smart decisions to secure my future by managing, growing, and protecting my money properly. Moreover, I intend to handle my budget and creating an emergency savings fund, building wealth through IRAs, and investing in my health. I want to set up a budget to track my expenses and savings as I figure where to cut back if need be. Starting early would give me an edge and saves up approximately 10% of my checks weekly as it compounds over 30 or 40 years. I have been more cautious of my finance after taking the financial courses and track my expenses. I have personally felt the financial impacts of this year and I think a scholarship of this magnitude would undoubtedly go a long way. This scholarship is important and will be immensely beneficial concerning covering books or foods. Moreover, I would use the money to buy foods that are essentials for students. I want to be able to not worry about how the student housing or books are going to be covered. I am in dire need of financial support to facilitate the smooth transition of moving from Tampa to Orlando this fall. I feel a sense of joy or satisfaction by helping those who are less fortunate, and we were called by God to assist our brothers and sisters in any way we can. I am so compassionate and philanthropic to help others in need. I intend to pay it forward by contributing altruistically to those in desperate need. I am so excited to share how hopeful and optimistic I am about the future. 2020 has certainly been so unprecedented in more ways than we ever anticipated, and we have learned to adjust accordingly despite the pressing issues. So many families lost loved ones tragically due to Coronavirus including close friends. We have overcome insurmountable challenges and rise to the occasion as we have done before. We are on pace to vaccinate millions of people as we swiftly work our way into normalcy. Businesses are steadily resuming as more States and Cities ease up on restrictions that have been established to limit the spread of the virus early on. Overall, I firmly believe making those sacrifices would steer me in the right direction of securing my financial future by abiding by those strict rules. I am immensely grateful for this wonderful opportunity.

To start off, I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite constant obstacles I face. My name is Jerry and I graduated from a community College with a 3.03 GPA. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. One of my educational goal is breaking the generational barrier of being the first generation to be graduated from my family setting up an excellent example for my younger siblings. Obviously 2020 has certainly been so unprecedented in more ways than we ever anticipated, and we have learned to adjust accordingly despite the devastating lost we have endured collectively. Furthermore, there are many things that I will remember of 2020 taking into consideration the needless deaths, Economics hardships, and divisiveness. We have been confronted with creating and adapting to new ways of learning, working and living our lives amid stressors that we have never experienced before. But for all the hardship the new year ushered in, 2020 has also provided a unique opportunity to reflect. Our resilience has unequivocally been tested and this year has not been easy for anyone. Large segments of the economy have been decimated and lives have been lost on a massive scale. And even for those of us fortunate enough to have our health and the privilege of a stable job, our lives and routines have been completely upended. We miss face-to-face interactions, parties, celebrations, sports, concerts, performances and countless other social events where we would mix with crowds large and small without worrying about whether doing so could expose us or our more vulnerable loved ones to an often-deadly virus. Financial ruin for millions of families and businesses. Along with the devastation caused by COVID-19, other visuals remain implanted in our memories forever, including a knee on the neck of George Floyd. I have personally felt the financial impacts of this year and I think a scholarship of this magnitude would undoubtedly go a long way. This scholarship is important and will be immensely beneficial in relation to covering books or foods. Moreover, I would use the money to buy foods which are essentials for students. I want to be able to not worry about how the student housing or books are going to be covered. I am in dire needs of financial support to facilitate the smooth transition of moving from Tampa to Orlando this fall. I feel a sense of joy or satisfaction by helping those who are less fortunate, and we were call by god to assist our brothers and sisters in any way we can. I am so compassionate and philanthropic to help others in need. I intend to pay it forward by contributing altruistically to those in desperate need. 2020 did not unfold as planned but it geared and showed us the importance of families, friends, and significant others. I am so grateful for this wonderful opportunity.

2020 was a year to be remembered. What will you remember most about 2020 and why is it important to you? To start off, I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite constant obstacles I face. My name is Jerry and I graduated from a community College with a 3.03 GPA. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. One of my educational goal is breaking the generational barrier of being the first generation to be graduated from my family setting up an excellent example for my younger siblings. Obviously 2020 has certainly been so unprecedented in more ways than we ever anticipated, and we have learned to adjust accordingly despite the devastating lost we have endured collectively. Furthermore, there are many things that I will remember of 2020 taking into consideration the needless deaths, Economics hardships, and divisiveness. We have been confronted with creating and adapting to new ways of learning, working and living our lives amid stressors that we have never experienced before. But for all the hardship the new year ushered in, 2020 has also provided a unique opportunity to reflect. Our resilience has unequivocally been tested and this year has not been easy for anyone. Large segments of the economy have been decimated and lives have been lost on a massive scale. And even for those of us fortunate enough to have our health and the privilege of a stable job, our lives and routines have been completely upended. We miss face-to-face interactions, parties, celebrations, sports, concerts, performances and countless other social events where we would mix with crowds large and small without worrying about whether doing so could expose us or our more vulnerable loved ones to an often-deadly virus. Financial ruin for millions of families and businesses. Along with the devastation caused by COVID-19, other visuals remain implanted in our memories forever, including a knee on the neck of George Floyd. I have personally felt the financial impacts of this year and I think a scholarship of this magnitude would undoubtedly go a long way. This scholarship is important and will be immensely beneficial in relation to covering books or foods. Moreover, I would use the money to buy foods which are essentials for students. I want to be able to not worry about how the student housing or books are going to be covered. I am in dire needs of financial support to facilitate the smooth transition of moving from Tampa to Orlando this fall. I feel a sense of joy or satisfaction by helping those who are less fortunate, and we were call by god to assist our brothers and sisters in any way we can. I am so compassionate and philanthropic to help others in need. I intend to pay it forward by contributing altruistically to those in desperate need. 2020 did not unfold as planned but it geared and showed us the importance of families, friends, and significant others. I am so grateful for this wonderful opportunity.

2020 was a year to be remembered. What will you remember most about 2020 and why is it important to you? To start off, I want to explore more of who I am as a young man with great aspirations to become a financial analyst despite constant obstacles I face. My name is Jerry and I graduated from a community College with a 3.03 GPA. I plan on attending UCF this coming Fall 2021 to major in finance and a minor in economics. One of my educational goal is breaking the generational barrier of being the first generation to be graduated from my family setting up an excellent example for my younger siblings. Obviously 2020 has certainly been so unprecedented in more ways than we ever anticipated, and we have learned to adjust accordingly despite the devastating lost we have endured collectively. Furthermore, there are many things that I will remember of 2020 taking into consideration the needless deaths, Economics hardships, and divisiveness. We have been confronted with creating and adapting to new ways of learning, working and living our lives amid stressors that we have never experienced before. But for all the hardship the new year ushered in, 2020 has also provided a unique opportunity to reflect. Our resilience has unequivocally been tested and this year has not been easy for anyone. Large segments of the economy have been decimated and lives have been lost on a massive scale. And even for those of us fortunate enough to have our health and the privilege of a stable job, our lives and routines have been completely upended. We miss face-to-face interactions, parties, celebrations, sports, concerts, performances and countless other social events where we would mix with crowds large and small without worrying about whether doing so could expose us or our more vulnerable loved ones to an often-deadly virus. Financial ruin for millions of families and businesses. Along with the devastation caused by COVID-19, other visuals remain implanted in our memories forever, including a knee on the neck of George Floyd. I have personally felt the financial impacts of this year and I think a scholarship of this magnitude would undoubtedly go a long way. This scholarship is important and will be immensely beneficial in relation to covering books or foods. Moreover, I would use the money to buy foods which are essentials for students. I want to be able to not worry about how the student housing or books are going to be covered. I am in dire needs of financial support to facilitate the smooth transition of moving from Tampa to Orlando this fall. I feel a sense of joy or satisfaction by helping those who are less fortunate, and we were call by god to assist our brothers and sisters in any way we can. I am so compassionate and philanthropic to help others in need. I intend to pay it forward by contributing altruistically to those in desperate need. 2020 did not unfold as planned but it geared and showed us the importance of families, friends, and significant others. I am so grateful for this wonderful opportunity.